Insurance in and around Miami
Great insurance with your good neighbor
Great insurance and a great value

Would you like to create a personalized quote?
Celebrating 100 Years Of Good Neighboring
We can help you create a Personal Price Plan® to help protect what’s important to you – family, things and your bottom line. From safe driving rewards, bundling options and discounts*, develop your coverage to meet your unique needs. Contact Fernando R. Ruiz for a Personalized Price Plan.
Great insurance with your good neighbor
Great insurance and a great value

Insurance Products To Meet Your Ever Changing Needs
But your car or truck is just one of the many insurance products where State Farm and Fernando R. Ruiz can help. Do you operate a business in the Miami area or want to be your own boss? Navigating the complicated world of small business insurance? Fernando R. Ruiz can make it easy to find the insurance you need to protect what you’ve worked so hard to achieve. And we also offer a number of liability insurance options to guard the ones you love in the event of an illness or injury.
Simple Insights®
What is identity theft and identity fraud?
What is identity theft and identity fraud?
Identity theft is the act of stealing someone's personal information and identity fraud is the use of an individual's identifying information to commit crimes.
Basic financial terms glossary
Basic financial terms glossary
Basic terms about credit, retirement and investing that may contribute to your financial knowledge.

Fernando R. Ruiz
State Farm® Insurance AgentSimple Insights®
What is identity theft and identity fraud?
What is identity theft and identity fraud?
Identity theft is the act of stealing someone's personal information and identity fraud is the use of an individual's identifying information to commit crimes.
Basic financial terms glossary
Basic financial terms glossary
Basic terms about credit, retirement and investing that may contribute to your financial knowledge.