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State Farm® Insurance in and around Miami

State Farm agent Fernando R. Ruiz offers insurance in and around Miami.

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It’s all about you

We can help you create a Personal Price Plan® to help protect what’s important to you – family, things and your bottom line. From safe driving rewards, bundling options and discounts*, construct your coverage to meet your individual needs. Contact Fernando R. Ruiz for a Personalized Price Plan.

We’re there when you need us most

Some of these excellent options include Pet, Condo, Business and Auto insurance. Not only is State Farm insurance a great value, but it's a smart choice.

Insurance and Financial products offered

Simple Insights®

What is private mortgage insurance?

Depending on your down payment, private mortgage insurance (PMI) may be required. We walk you through PMI basics.

Information to include on auto insurance applications

The process of applying for car insurance may seem challenging, but it can become easier when approached with precision and care to avoid mistakes.

What to know about fire-resistant homes

Simple maintenance, proper material choice and leading practices can help make the outside of your home more fire resistant.

When to review your life insurance coverage

If it's been a while since you've done a life insurance policy review, now may be a good time for a life insurance checkup.

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Fernando R. Ruiz

Fernando R Ruiz Ins Agcy Inc