Life Insurance in and around Miami
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It's Never Too Soon For Life Insurance
When you're young and newly married, you may think you should wait until you're older to get Life insurance. But it's a great time to start thinking about Life insurance to prepare for the unexpected.
Get insured for what matters to you
What are you waiting for?

Wondering If You're Too Young For Life Insurance?
Life can be just as fickle when you're young as when you get older. That's why there's no time like the present to get Life insurance and why State Farm offers multiple coverage options. Whether you're looking for coverage for a specific number of years or coverage for a specific time frame, State Farm can help you choose the right policy for you.
As a commited provider of life insurance in Miami, FL, State Farm is ready to protect those you love most. Call State Farm agent Fernando R. Ruiz today for a free quote on a life insurance policy.
Have More Questions About Life Insurance?
Call Fernando R. at (305) 256-0227 or visit our FAQ page.
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- Get guidance and motivation to strengthen key areas of your overall wellness.
- Explore estate and end-of-life planning tools.
Simple Insights®
When should I update my estate plan?
When should I update my estate plan?
Marriage, death and divorce are, of course, reasons to update an estate plan. We review other times to review what's included in this financial document.
What are the different types of insurance?
What are the different types of insurance?
You've probably heard of car insurance, homeowners insurance and life insurance. Find out what's covered under these and other types of policies.

Fernando R. Ruiz
State Farm® Insurance Agent
Simple Insights®
When should I update my estate plan?
When should I update my estate plan?
Marriage, death and divorce are, of course, reasons to update an estate plan. We review other times to review what's included in this financial document.
What are the different types of insurance?
What are the different types of insurance?
You've probably heard of car insurance, homeowners insurance and life insurance. Find out what's covered under these and other types of policies.