Life Insurance in and around Miami
Get insured for what matters to you
Life happens. Don't wait.

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Your Life Insurance Search Is Over
Do you know what funerals cost these days? Most people aren't aware that the typical cost of a funeral in the U.S. is $8,500. That’s a heavy burden to carry when they are grieving a loss. If those closest to you cannot meet that need, they may fall on hard times in the wake of your passing. With a life insurance policy from State Farm, your family can be okay, even without your income. Whether it keeps paying for your home, maintains a current standard of living or pays for college, the life insurance you choose can be there when it’s needed most by your loved ones.
Get insured for what matters to you
Life happens. Don't wait.

Life Insurance You Can Trust
You’ll get that and more with State Farm life insurance. State Farm has excellent policy choices to keep those you love safe with a policy that’s modified to match your specific needs. Thank goodness that you won’t have to figure that out alone. With solid values and outstanding customer service, State Farm Agent Fernando R. Ruiz walks you through every step to create a policy that secures your loved ones and everything you’ve planned for them.
Interested in checking out what State Farm can do for you? Contact agent Fernando R. Ruiz today to get to know your specific Life insurance options.
Have More Questions About Life Insurance?
Call Fernando R. at (305) 256-0227 or visit our FAQ page.
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Simple Insights®
Cover two people with one policy, often at lower cost
Cover two people with one policy, often at lower cost
Joint universal life insurance can cover two people with an income tax-free death benefit paid to beneficiaries.
Irrevocable life insurance trust for a single person
Irrevocable life insurance trust for a single person
Estate taxes are imposed on all assets in an estate. Pay some of those taxes using an irrevocable life insurance trust.

Fernando R. Ruiz
State Farm® Insurance Agent
Simple Insights®
Cover two people with one policy, often at lower cost
Cover two people with one policy, often at lower cost
Joint universal life insurance can cover two people with an income tax-free death benefit paid to beneficiaries.
Irrevocable life insurance trust for a single person
Irrevocable life insurance trust for a single person
Estate taxes are imposed on all assets in an estate. Pay some of those taxes using an irrevocable life insurance trust.