Life Insurance in and around Miami
Protection for those you care about
Now is the right time to think about life insurance

Would you like to create a personalized life quote?

It's Never Too Soon For Life Insurance
When it comes to high-quality life insurance, you have plenty of choices. Evaluating riders, coverage options, providers… it’s a lot, to say the least. But with State Farm, you won’t have to sort it out alone. State Farm Agent Fernando R. Ruiz is a person who is dedicated to helping you provide you with coverage for your specific situation. You’ll have a straightforward experience to get economical coverage for all your life insurance needs.
Protection for those you care about
Now is the right time to think about life insurance

Love Well With Life Insurance
Personalized service is what sets State Farm apart from the rest. And it won’t stop once your policy is signed. If tragedy strikes, Fernando R. Ruiz is here to help process the death benefit with care and consideration. State Farm has you and your loved ones covered.
It's never a bad idea to make sure your loved ones have coverage against the unexpected. Visit Fernando R. Ruiz's office to discover State Farm's Life insurance options.
Have More Questions About Life Insurance?
Call Fernando R. at (305) 256-0227 or visit our FAQ page.
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Simple Insights®
Tips for managing life insurance after divorce
Tips for managing life insurance after divorce
Not sure how a divorce will affect your life insurance policy? Consider these tips for managing your insurance policies after divorce.
What determines the cost of life insurance?
What determines the cost of life insurance?
How do life insurance companies determine rates? And who pays more for life insurance? We break it down.

Fernando R. Ruiz
State Farm® Insurance Agent
Simple Insights®
Tips for managing life insurance after divorce
Tips for managing life insurance after divorce
Not sure how a divorce will affect your life insurance policy? Consider these tips for managing your insurance policies after divorce.
What determines the cost of life insurance?
What determines the cost of life insurance?
How do life insurance companies determine rates? And who pays more for life insurance? We break it down.