Homeowners Insurance in and around Miami
Homeowners of Miami, State Farm has you covered
The most important parts of a home are the people you share it with... and the State Farm insurance that covers it.

Would you like to create a personalized homeowners quote?
Home Is Where Your Heart Is
Homeownership is a lot of responsibility. You want to make sure your home and the possessions in it are protected in the event of some unexpected loss or catastrophe. And you also want to be sure you have liability insurance in case someone gets hurt on your property.
Homeowners of Miami, State Farm has you covered
The most important parts of a home are the people you share it with... and the State Farm insurance that covers it.

Agent Fernando R. Ruiz, At Your Service
If you're worried about navigating life's troubles or just want to be prepared, State Farm's terrific coverage is right for you. Constructing a policy that works for you is not the only aspect that agent Fernando R. Ruiz can help you with. Fernando R. Ruiz is also equipped to assist you in filing a claim when troubles do come.
Miami, FL, it's time to open the door to reliable insurance. State Farm agent Fernando R. Ruiz is here to assist you in understanding the policy that's right for you. Get in touch today!
Have More Questions About Homeowners Insurance?
Call Fernando R. at (305) 256-0227 or visit our FAQ page.

Protect your place from electrical fires
State Farm and Ting* can help you prevent electrical fires before they happen - for free.
Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders
Explore Ting*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY
Simple Insights®
Weathering the storm: essential tips for hurricane preparedness
Weathering the storm: essential tips for hurricane preparedness
Actions you can take to help protect your family, home and property when preparing for a hurricane.
Surprising household hazards
Surprising household hazards
Some household safety risks may surprise you and knowing a few of the culprits is important to help prevent accidents in your home.

Fernando R. Ruiz
State Farm® Insurance AgentSimple Insights®
Weathering the storm: essential tips for hurricane preparedness
Weathering the storm: essential tips for hurricane preparedness
Actions you can take to help protect your family, home and property when preparing for a hurricane.
Surprising household hazards
Surprising household hazards
Some household safety risks may surprise you and knowing a few of the culprits is important to help prevent accidents in your home.