Skip to content

Homeowners Insurance in and around Miami

State Farm agent Fernando R. Ruiz offers Homeowners insurance in and around Miami.

Get a personalized homeowners quote today

There's no place like home

Everyone knows having excellent home insurance is essential in case of a hailstorm, windstorm or fire. But homeowners insurance is about more than covering natural disaster damage. Another valuable component home insurance is its ability to protect you in certain legal situations. If someone is injured due to your careless error, you could be required to pay for their hospital bills or their medical bills. With the right home coverage, your insurance may cover those costs.

Quality homeowners insurance

That’s why your friends and neighbors in Miami turn to State Farm Agent Fernando R. Ruiz. Fernando R. Ruiz can outline your liabilities and help you choose the right level of coverage.

For excellent protection for your home and your keepsakes, check out the coverage options with State Farm. And if you're ready to lay the foundation for a home insurance policy, stop by State Farm agent Fernando R. Ruiz's office today.

Have more questions about Homeowners insurance?

Call Fernando R. at (305) 256-0227 or visit our FAQ page.

ting logo ting logo

Protect your place from electrical fires

State Farm and Ting* can help you prevent electrical fires before they happen - for free.

Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders

Find out more about Ting

*Not available in AK, DE, NC, SD and WY

Insurance and Financial products offered

Simple Insights®

Can a power surge damage my electronics?

Help prevent power surges from zapping your electronics and protect your property from electrical hazards by following these tips.

Help protect your home and family with home security

Security and burglar alarms systems help deter burglars and protect your home. Learn more about monitored systems and security alarms.

Flooded basement? How to deal with common causes

Wet basement problems can cost you thousands of dollars. Here are steps to help identify the source of the water and ways to minimize your risk.

How to protect your digital footprint

Reduce your digital footprint, when visiting a website or entering info online, by minimizing the data you leave behind so that it’s not misused by others.

View more articles
Profile photo of a State Farm Agent named: Fernando R. Ruiz

Fernando R. Ruiz

Fernando R Ruiz Ins Agcy Inc