Homeowners Insurance in and around Miami
Protect what's important from catastrophe.
The most important parts of a home are the people you share it with... and the State Farm insurance that covers it.

Would you like to create a personalized homeowners quote?
Home Sweet Home Starts With State Farm
Stepping into homeownership is an exciting time. You need to consider your future needs location and more. But once you find the perfect place to call home, you also need fantastic insurance. Finding the right coverage can help your Miami home be a sweet place to be.
Protect what's important from catastrophe.
The most important parts of a home are the people you share it with... and the State Farm insurance that covers it.

Agent Fernando R. Ruiz, At Your Service
You’ll get that and more with State Farm homeowner’s insurance. State Farm has coverage options to keep your most personal possessions safe. You’ll get a policy that’s modified to correspond with your specific needs. Thankfully you won’t have to figure that out by yourself. With deep commitment and terrific customer service, Agent Fernando R. Ruiz can walk you through every step to set you up with a plan that covers your home and everything you’ve invested in.
Don't let your homeowners insurance go over your head, especially when the unforeseeable occurs. State Farm can bear the load of helping you put together the right home policy. And if that's not enough, bundle and save could be the crown molding to your coverage options. Contact Fernando R. Ruiz today for more information!
Have More Questions About Homeowners Insurance?
Call Fernando R. at (305) 256-0227 or visit our FAQ page.

Protect your place from electrical fires
State Farm and Ting* can help you prevent electrical fires before they happen - for free.
Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders
Explore Ting*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY
Simple Insights®
Hidden costs of buying a home
Hidden costs of buying a home
Prepare by budgeting for the other charges and costs associated with buying a home, even if you've bought before.
How to identify poisonous plants and flowers
How to identify poisonous plants and flowers
Aside from poison ivy and oak, be aware of these other poisonous plants that can be toxic to humans and pets.

Fernando R. Ruiz
State Farm® Insurance AgentSimple Insights®
Hidden costs of buying a home
Hidden costs of buying a home
Prepare by budgeting for the other charges and costs associated with buying a home, even if you've bought before.
How to identify poisonous plants and flowers
How to identify poisonous plants and flowers
Aside from poison ivy and oak, be aware of these other poisonous plants that can be toxic to humans and pets.