Homeowners Insurance in and around Miami
Looking for homeowners insurance in Miami?
The most important parts of a home are the people you share it with... and the State Farm insurance that covers it.

Would you like to create a personalized homeowners quote?
There’s No Place Like Home
Being at home is great, but being at home with protection from State Farm is the ultimate luxury. This terrific coverage is more than just precautionary in case of damage from fire or hailstorm. It also can cover you in certain legal cases, such as someone having an accident in your home and holding you responsible. If you have the right coverage, your insurance may cover these costs.
Looking for homeowners insurance in Miami?
The most important parts of a home are the people you share it with... and the State Farm insurance that covers it.

Open The Door To The Right Homeowners Insurance For You
Home coverage with State Farm is the right move. Just ask your neighbors. And reach out to agent Fernando R. Ruiz for additional assistance with getting the policy information you need.
As a value-driven provider of home insurance in Miami, FL, State Farm helps you keep your valuables protected. Call State Farm agent Fernando R. Ruiz today for help with all your homeowners insurance needs.
Have More Questions About Homeowners Insurance?
Call Fernando R. at (305) 256-0227 or visit our FAQ page.

Protect your place from electrical fires
State Farm and Ting* can help you prevent electrical fires before they happen - for free.
Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders
Explore Ting*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY
Simple Insights®
Help protect your home against common causes of house fires
Help protect your home against common causes of house fires
Devastating home fires are an unfortunate reality. Learn about the causes of house fires and precautions to help prevent a fire before it starts.
Why attic ventilation matters
Why attic ventilation matters
Proper attic ventilation is important, especially for homes located in climates where snow, ice dams and humidity problems are common.

Fernando R. Ruiz
State Farm® Insurance AgentSimple Insights®
Help protect your home against common causes of house fires
Help protect your home against common causes of house fires
Devastating home fires are an unfortunate reality. Learn about the causes of house fires and precautions to help prevent a fire before it starts.
Why attic ventilation matters
Why attic ventilation matters
Proper attic ventilation is important, especially for homes located in climates where snow, ice dams and humidity problems are common.