Homeowners Insurance in and around Miami
Protect what's important from disaster.
Give your home an extra layer of protection with State Farm home insurance.

Would you like to create a personalized homeowners quote?
Home Sweet Home Starts With State Farm
New home. New memories. State Farm homeowners insurance. They go hand in hand. And not only can State Farm help insure your home in case of tornado or windstorm, but it can also be beneficial in certain legal cases. If someone were to hold you financially accountable if they were injured at your residence, the right homeowners insurance may be able to cover the cost.
Protect what's important from disaster.
Give your home an extra layer of protection with State Farm home insurance.

Why Homeowners In Miami Choose State Farm
State Farm's homeowners insurance is a great next step. Just ask your neighbors. And reach out to agent Fernando R. Ruiz for additional assistance with choosing the right level of coverage.
There's nothing better than a clean house and insurance with State Farm that is value-driven and reliable. Make sure your belongings are covered by contacting Fernando R. Ruiz today!
Have More Questions About Homeowners Insurance?
Call Fernando R. at (305) 256-0227 or visit our FAQ page.

Protect your place from electrical fires
State Farm and Ting* can help you prevent electrical fires before they happen - for free.
Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders
Explore Ting*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY
Simple Insights®
Buying modern manufactured homes
Buying modern manufactured homes
Buying a manufactured or modular home can be a confusing process, but using this guide from State Farm® can help decipher some of the mystery.
Create a fire escape plan today!
Create a fire escape plan today!
Make a home fire evacuation plan to be better prepared in case of a fire. Teach your kids how to avoid smoke inhalation, escape to safety & understand fire hazards.

Fernando R. Ruiz
State Farm® Insurance AgentSimple Insights®
Buying modern manufactured homes
Buying modern manufactured homes
Buying a manufactured or modular home can be a confusing process, but using this guide from State Farm® can help decipher some of the mystery.
Create a fire escape plan today!
Create a fire escape plan today!
Make a home fire evacuation plan to be better prepared in case of a fire. Teach your kids how to avoid smoke inhalation, escape to safety & understand fire hazards.